Description

HSBC Corporate and Institutional Banking is an international wholesale bank with significant competitive advantages. Through our international network, we connect emerging and mature markets, covering key growth areas. We partner with our corporate, government and institutional clients to help them achieve consistent, long-term performance.

Portfolio Structuring & Optimisation serves as the distribution pillar of CCM, concentrating on the proactive management of concentration risk, limit caps, and regulatory capital/RWAs within CIB. Its pivotal role is to unlock further capacity, enabling larger originations aimed at boosting wallet share and optimising returns.

We are currently seeking a professional to join our team in the role of: Director, Portfolio Structuring & Optimisation

The successful individual will contribute to the development, implementation, execution and management of synthetic securitisations and other similar forms of risk-sharing agreements.

As a Director in the team, you will lead the end-to-end execution of Significant Risk Transfer (SRT) transactions. You will be responsible for optimising the bank's balance-sheet, managing regulatory capital and deepening relationships with institutional investors. This role requires a blend of technical structuring expertise, regulatory knowledge (CRR/Basel IV) and strong commercial leadership.

Key responsibilities will include:

Transaction Origination & Strategy

• Identify suitable portfolios within the bank's balance sheet

• Drive execution with intent, collaborating with all required stakeholders to achieve successful issuance

• Advise stakeholders and management on the cost-benefit analysis of synthetic securitisation

• Stay ahead of Basel III/IV and CRR changes to ensure structures meet "Significant Risk Transfer" criteria

Structuring & Modeling

• Design capital structures. Unearth new and more efficient ways of transacting

• Negotiate key structural features: replenishment periods, triggers for early amortisation, and loss-allocation waterfalls

Investor Relations & Distribution

• Maintain and nurture relationships with institutional investors

• Lead marketing process, including investor presentations.

Regulatory Monitoring and Liaison

• Ensure compliance with ESMA reporting

• Ensure compliance with Securitisation regime across different Regulatory frameworks

Other Risk Distribution Initiatives:

Support other risk distribution initiatives and contribute to strategy papers.

Relationship Building:

Foster close and effective working relationships across Regions, Countries, Functions, and Global Businesses.

To be successful in this role you should meet the following requirements:

• Deep established experience in the SRT market
• A solid understanding of banking regulations, especially around capital treatments and securitisation regulations
• Knowledge around credit risk mitigation techniques (securitisations, credit insurance, credit derivatives) and loan products
• Banking/Structured Finance or Markets background or Credit Portfolio Management experience
• Excellent problem solving, organisational and analytical skills
• Strong quantitative skills, ability to work on or build financial models
• Outstanding written / verbal communication and presentation skills
• Strong organisational and time management skills
• Strong interpersonal skills and able to build and maintain global relationships
• Delivery-focused with ability to pay attention to detail and ensure tasks are completed on time and to the required levels of quality
• Ability to construct clear and considered arguments
• Proven ability to prioritise competing demands

The role has a hybrid working pattern allowing for home based and office based working out of HSBC offices in London

Opening up a world of opportunity.

Being open to different points of view is important for our business and the communities we serve. At HSBC, we're dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.